/* The Return Period: shared lesson styles
   Built from the 15 Foundation lessons. Rules that differed between
   lessons are scoped with .lesson--<id> at the end of this file. */

.lesson-nosidebar { max-width: 860px; margin: 0 auto; padding: 48px 24px 80px; }
.lesson-breadcrumb { font-family: var(--font-mono); font-size: 0.72rem; color: var(--text-muted); margin-bottom: 28px; display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.lesson-breadcrumb a { color: var(--teal); text-decoration: none; }
.lesson-breadcrumb span { color: var(--border); }
.lesson-header { margin-bottom: 40px; padding-bottom: 28px; border-bottom: 2px solid var(--border); }
.lesson-module-tag { font-family: var(--font-mono); font-size: 0.7rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--teal); margin-bottom: 10px; display: block; }
.lesson-header h1 { font-family: var(--font-display); font-size: clamp(1.8rem,4vw,2.4rem); color: var(--navy); line-height: 1.2; margin-bottom: 14px; }
.lesson-meta { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; font-size: 0.82rem; color: var(--text-muted); }
.lesson-meta-dot { color: var(--border); }
.scenario-block { background: linear-gradient(135deg, #060d1a 0%, #0a1628 100%); border-radius: var(--radius-lg); padding: 32px 36px; margin-bottom: 48px; color: #fff; border-left: 4px solid var(--amber); position: relative; overflow: hidden; }
.scenario-block::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 90% 10%, rgba(232,160,32,0.08) 0%, transparent 60%); }
.scenario-tag { font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--amber); margin-bottom: 14px; display: block; position: relative; }
.scenario-block p { font-size: 0.95rem; color: rgba(255,255,255,0.82); line-height: 1.85; margin-bottom: 14px; position: relative; }
.scenario-block p:last-child { margin-bottom: 0; }
.scenario-block p strong { color: #fff; }
.scenario-block .scenario-question { font-family: var(--font-display); font-size: 1.15rem; color: var(--amber); line-height: 1.4; margin-top: 20px; padding-top: 20px; border-top: 1px solid rgba(232,160,32,0.2); position: relative; }
.lesson-body h2 { font-family: var(--font-display); font-size: 1.45rem; color: var(--navy); margin: 52px 0 20px; padding-bottom: 10px; border-bottom: 2px solid var(--border); }
.lesson-body h3 { font-size: 1.05rem; font-weight: 700; color: var(--navy); margin: 32px 0 10px; }
.lesson-body p { margin-bottom: 16px; line-height: 1.85; color: var(--text); }
.lesson-body p strong { color: var(--navy); }
.lesson-body ul, .lesson-body ol { padding-left: 22px; margin-bottom: 18px; }
.lesson-body li { margin-bottom: 8px; line-height: 1.75; color: var(--text); }
.lesson-body li strong { color: var(--navy); }
.callout { border-radius: var(--radius); padding: 16px 20px; margin: 24px 0; border-left: 4px solid; }
.callout-label { font-family: var(--font-mono); font-size: 0.68rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 7px; display: block; }
.callout p { margin-bottom: 0; font-size: 0.875rem; line-height: 1.75; }
.callout.key { background: rgba(11,31,58,0.05); border-color: var(--navy); }
.callout.key .callout-label { color: var(--navy); }
.callout.info { background: rgba(27,143,138,0.06); border-color: var(--teal); }
.callout.info .callout-label { color: var(--teal); }
.callout.practice { background: rgba(70,100,200,0.06); border-color: #4664c8; }
.callout.practice .callout-label { color: #4664c8; }
.micro-check { background: rgba(27,143,138,0.05); border: 1.5px solid rgba(27,143,138,0.3); border-radius: var(--radius-lg); padding: 22px 26px; margin: 36px 0; }
.micro-check-tag { font-family: var(--font-mono); font-size: 0.68rem; color: var(--teal); font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 10px; display: flex; align-items: center; gap: 8px; }
.micro-check-tag::before { content: ''; width: 8px; height: 8px; border-radius: 50%; background: var(--teal); flex-shrink: 0; display: inline-block; }
.micro-check h4 { font-size: 0.95rem; font-weight: 600; color: var(--navy); margin-bottom: 14px; line-height: 1.5; }
.reveal-btn { display: inline-flex; align-items: center; gap: 8px; background: var(--teal); color: #fff; border: none; padding: 9px 20px; border-radius: var(--radius); font-size: 0.84rem; font-weight: 600; cursor: pointer; transition: var(--transition); }
.reveal-btn:hover { background: #158a84; }
.reveal-btn.revealed { background: var(--navy); }
.reveal-answer { display: none; margin-top: 16px; padding: 16px 18px; background: #fff; border-radius: var(--radius); border: 1.5px solid var(--border); font-size: 0.875rem; color: var(--text); line-height: 1.75; }
.reveal-answer strong { color: var(--navy); }
.reveal-answer.visible { display: block; }
.loss-transform { background: var(--navy); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; }
.loss-transform h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--amber); margin-bottom: 22px; }
.lt-row { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.lt-row:last-child { margin-bottom: 0; }
.lt-label { font-family: var(--font-mono); font-size: 0.68rem; color: rgba(255,255,255,0.5); min-width: 130px; text-transform: uppercase; letter-spacing: 0.08em; }
.lt-bar-wrap { flex: 1; height: 28px; background: rgba(255,255,255,0.08); border-radius: 4px; overflow: hidden; position: relative; }
.lt-bar { height: 100%; border-radius: 4px; display: flex; align-items: center; padding-left: 10px; font-family: var(--font-mono); font-size: 0.72rem; font-weight: 700; color: #fff; white-space: nowrap; }
.lt-bar.ground-up { background: linear-gradient(90deg, #4664c8, #6484e8); width: 100%; }
.lt-bar.gross { background: linear-gradient(90deg, #207a40, #30aa60); width: 72%; }
.lt-bar.net { background: linear-gradient(90deg, #0a6aad, #1a9add); width: 44%; }
.lt-note { font-family: var(--font-mono); font-size: 0.67rem; color: rgba(255,255,255,0.45); min-width: 120px; text-align: right; }
.conditions-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin: 24px 0; }
.cond-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 18px 20px; border-top: 3px solid var(--navy); }
.cond-name { font-family: var(--font-mono); font-size: 0.7rem; color: var(--teal); font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 6px; }
.cond-card h4 { font-size: 0.92rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
.cond-card p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
.cond-example { font-family: var(--font-mono); font-size: 0.72rem; background: var(--off-white); border-radius: 4px; padding: 6px 10px; margin-top: 8px; color: var(--navy); }
.gn-panel { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 14px; margin: 24px 0; }
.gn-card { border-radius: var(--radius-lg); padding: 20px; text-align: center; }
.gn-card.gu { background: rgba(70,100,200,0.07); border: 1.5px solid rgba(70,100,200,0.25); }
.gn-card.gross { background: rgba(32,122,64,0.07); border: 1.5px solid rgba(32,122,64,0.25); }
.gn-card.net { background: rgba(10,106,173,0.07); border: 1.5px solid rgba(10,106,173,0.25); }
.gn-label { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; margin-bottom: 8px; display: block; }
.gn-card.gu .gn-label { color: #4664c8; }
.gn-card.gross .gn-label { color: #207a40; }
.gn-card.net .gn-label { color: #0a6aad; }
.gn-val { font-family: var(--font-display); font-size: 1.5rem; font-weight: 900; display: block; margin-bottom: 6px; line-height: 1; }
.gn-card.gu .gn-val { color: #4664c8; }
.gn-card.gross .gn-val { color: #207a40; }
.gn-card.net .gn-val { color: #0a6aad; }
.gn-desc { font-size: 0.78rem; color: var(--text-muted); line-height: 1.5; }
.mistakes-list { display: flex; flex-direction: column; gap: 10px; margin: 20px 0; }
.mistake-item { display: flex; gap: 14px; align-items: flex-start; padding: 14px 16px; background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); border-left: 3px solid #c0392b; }
.mistake-num { font-family: var(--font-mono); font-size: 0.7rem; color: #c0392b; font-weight: 700; min-width: 20px; padding-top: 2px; }
.mistake-body strong { color: var(--navy); font-size: 0.88rem; display: block; margin-bottom: 3px; }
.mistake-body p { font-size: 0.82rem; color: var(--text-muted); margin: 0; line-height: 1.6; }
.key-terms-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px,1fr)); gap: 10px; margin: 18px 0; }
.key-term { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 13px 15px; border-left: 3px solid var(--teal); }
.key-term-word { font-weight: 700; color: var(--navy); font-size: 0.875rem; margin-bottom: 4px; display: block; }
.key-term p { font-size: 0.78rem; color: var(--text-muted); line-height: 1.6; margin: 0; }
.quiz-section { background: var(--off-white); border-radius: var(--radius-lg); border: 1.5px solid var(--border); padding: 30px; margin-top: 56px; }
.quiz-header { margin-bottom: 26px; }
.quiz-header h2 { font-family: var(--font-display); font-size: 1.3rem; color: var(--navy); margin-bottom: 5px; }
.quiz-header p { font-size: 0.84rem; color: var(--text-muted); margin: 0; }
.quiz-question { margin-bottom: 26px; }
.quiz-question h4 { font-size: 0.92rem; font-weight: 600; color: var(--navy); margin-bottom: 11px; line-height: 1.55; }
.quiz-options { display: flex; flex-direction: column; gap: 7px; }
.quiz-option { display: flex; align-items: flex-start; gap: 11px; background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 11px 14px; cursor: pointer; transition: var(--transition); font-size: 0.855rem; color: var(--text); line-height: 1.5; }
.quiz-option:hover { border-color: var(--teal); background: rgba(27,143,138,0.03); }
.quiz-option.selected { border-color: var(--teal); background: rgba(27,143,138,0.06); }
.quiz-option.correct { border-color: var(--success); background: rgba(0,160,80,0.06); color: #0a5a20; }
.quiz-option.incorrect { border-color: var(--danger); background: rgba(192,57,43,0.06); color: #6a1010; }
.option-letter { width: 24px; height: 24px; border-radius: 50%; background: var(--off-white); border: 1.5px solid var(--border); display: flex; align-items: center; justify-content: center; font-family: var(--font-mono); font-size: 0.7rem; font-weight: 700; color: var(--text-muted); flex-shrink: 0; }
.quiz-submit { background: var(--teal); color: #fff; border: none; padding: 11px 26px; border-radius: var(--radius); font-size: 0.88rem; font-weight: 700; cursor: pointer; transition: var(--transition); margin-top: 8px; }
.quiz-submit:hover { background: #158a84; }
.quiz-submit:disabled { background: var(--border); cursor: default; }
.quiz-feedback { margin-top: 16px; padding: 14px 18px; border-radius: var(--radius); font-size: 0.855rem; display: none; line-height: 1.6; }
.quiz-feedback.pass { background: rgba(0,160,80,0.08); border: 1.5px solid var(--success); color: #0a5a20; display: block; }
.quiz-feedback.fail { background: rgba(192,57,43,0.08); border: 1.5px solid var(--danger); color: #6a1010; display: block; }
.lesson-nav-footer { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; margin-top: 56px; padding-top: 28px; border-top: 1.5px solid var(--border); }
.lesson-nav-btn { display: inline-flex; align-items: center; gap: 8px; padding: 10px 20px; border-radius: var(--radius); font-size: 0.875rem; font-weight: 600; border: 1.5px solid var(--border); color: var(--text-muted); background: #fff; transition: var(--transition); text-decoration: none; }
.lesson-nav-btn:hover { border-color: var(--teal); color: var(--teal); }
.mark-complete-btn { background: var(--teal); color: #fff; border: none; padding: 10px 22px; border-radius: var(--radius); font-size: 0.875rem; font-weight: 700; cursor: pointer; transition: var(--transition); }
.mark-complete-btn:hover { background: #158a84; }
.mark-complete-btn.completed { background: var(--success); pointer-events: none; }
@media (max-width: 640px) {
  .lesson-nosidebar { padding: 32px 16px 60px; }
  .scenario-block { padding: 22px 20px; }
  .conditions-grid { grid-template-columns: 1fr; }
  .gn-panel { grid-template-columns: 1fr; }
  .lt-label { min-width: 90px; font-size: 0.62rem; }
}
.callout ul { margin-bottom: 0; }
.callout li { font-size: 0.875rem; }
.callout.redflag { background: rgba(192,57,43,0.06); border-color: #c0392b; }
.callout.redflag .callout-label { color: #c0392b; }
.compare-panel { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.compare-col { border-radius: var(--radius-lg); padding: 22px 24px; }
.compare-col.attritional { background: #f8f8f6; border: 1.5px solid var(--border); }
.compare-col.catastrophe { background: #060d1a; color: #fff; border: 1.5px solid #1a3a60; }
.compare-col-label { font-family: var(--font-mono); font-size: 0.68rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; margin-bottom: 14px; display: block; }
.compare-col.attritional .compare-col-label { color: var(--text-muted); }
.compare-col.catastrophe .compare-col-label { color: var(--amber); }
.compare-col h4 { font-size: 1rem; font-weight: 700; margin-bottom: 12px; }
.compare-col.attritional h4 { color: var(--navy); }
.compare-col.catastrophe h4 { color: #fff; }
.compare-col ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 8px; }
.compare-col li { font-size: 0.82rem; line-height: 1.55; padding-left: 16px; position: relative; }
.compare-col li::before { content: '—'; position: absolute; left: 0; font-weight: 700; }
.compare-col.attritional li { color: var(--text-muted); }
.compare-col.attritional li::before { color: var(--border); }
.compare-col.catastrophe li { color: rgba(255,255,255,0.75); }
.compare-col.catastrophe li::before { color: var(--amber); }
.stat-strip { display: grid; grid-template-columns: repeat(auto-fill, minmax(160px, 1fr)); gap: 12px; margin: 24px 0; }
.stat-strip-box { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 16px; text-align: center; }
.stat-strip-val { font-family: var(--font-display); font-size: 1.6rem; font-weight: 900; color: var(--navy); display: block; line-height: 1; margin-bottom: 4px; }
.stat-strip-lbl { font-family: var(--font-mono); font-size: 0.68rem; color: var(--text-muted); line-height: 1.4; }
.stat-strip-box.hl { background: var(--navy); }
.stat-strip-box.hl .stat-strip-val { color: var(--teal-lt); }
.stat-strip-box.hl .stat-strip-lbl { color: rgba(255,255,255,0.45); }
.gap-bars { display: flex; flex-direction: column; gap: 14px; margin: 24px 0; }
.gap-bar-row { display: flex; flex-direction: column; gap: 6px; }
.gap-bar-event { font-size: 0.84rem; font-weight: 600; color: var(--navy); }
.gap-bar-track { height: 28px; background: var(--border); border-radius: 4px; overflow: hidden; display: flex; }
.gap-bar-gap { background: rgba(192,57,43,0.18); display: flex; align-items: center; padding-left: 8px; font-family: var(--font-mono); font-size: 0.68rem; color: #c0392b; font-weight: 600; flex: 1; }
.gap-bar-meta { font-family: var(--font-mono); font-size: 0.68rem; color: var(--text-muted); }
.event-cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 14px; margin: 24px 0; }
.event-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 18px; border-top: 3px solid var(--navy); }
.event-card-peril { font-family: var(--font-mono); font-size: 0.65rem; color: var(--teal); font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 6px; }
.event-card h4 { font-size: 0.92rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
.event-card-losses { display: flex; flex-direction: column; gap: 4px; margin-bottom: 8px; }
.event-card-loss-row { display: flex; justify-content: space-between; font-size: 0.78rem; }
.event-card-loss-label { color: var(--text-muted); }
.event-card-loss-val { font-family: var(--font-mono); font-weight: 600; color: var(--navy); }
.event-card-gap { font-family: var(--font-mono); font-size: 0.7rem; font-weight: 700; color: #c0392b; padding-top: 6px; border-top: 1px solid var(--border); }
.event-card p { font-size: 0.78rem; color: var(--text-muted); line-height: 1.55; margin: 0; }
@media (max-width: 640px) {
  .compare-panel { grid-template-columns: 1fr; }
  .stat-strip { grid-template-columns: 1fr 1fr; }
  .event-cards { grid-template-columns: 1fr; }
}
.history-timeline { margin: 32px 0; }
.ht-item { display: flex; gap: 20px; margin-bottom: 0; }
.ht-left { display: flex; flex-direction: column; align-items: center; flex-shrink: 0; width: 80px; }
.ht-year { font-family: var(--font-mono); font-size: 0.78rem; font-weight: 700; color: var(--teal); margin-bottom: 8px; text-align: center; }
.ht-dot { width: 14px; height: 14px; border-radius: 50%; background: var(--teal); border: 2px solid #fff; box-shadow: 0 0 0 2px var(--teal); flex-shrink: 0; }
.ht-dot.pivot { background: var(--amber); box-shadow: 0 0 0 2px var(--amber); }
.ht-line { flex: 1; width: 2px; background: var(--border); margin-top: 6px; }
.ht-item:last-child .ht-line { display: none; }
.ht-body { padding-bottom: 32px; flex: 1; }
.ht-body h4 { font-weight: 700; font-size: 0.95rem; color: var(--navy); margin-bottom: 5px; line-height: 1.35; }
.ht-body p { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
.ht-tag { font-family: var(--font-mono); font-size: 0.63rem; background: rgba(27,143,138,0.1); color: var(--teal); border: 1px solid rgba(27,143,138,0.25); padding: 2px 8px; border-radius: 10px; display: inline-block; margin-bottom: 6px; }
.ht-tag.pivot { background: rgba(232,160,32,0.1); color: #a06800; border-color: rgba(232,160,32,0.3); }
.founder-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 24px 0; }
.founder-card { border-radius: var(--radius-lg); padding: 22px 20px; }
.founder-card.air { background: linear-gradient(135deg, #0a1a2a, #1a3a5a); color: #fff; }
.founder-card.rms { background: linear-gradient(135deg, #1a0a2a, #3a1a5a); color: #fff; }
.founder-card.eqe { background: linear-gradient(135deg, #0a1a0a, #1a3a1a); color: #fff; }
.founder-label { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; margin-bottom: 6px; display: block; }
.founder-card.air .founder-label { color: rgba(100,200,255,0.6); }
.founder-card.rms .founder-label { color: rgba(200,150,255,0.6); }
.founder-card.eqe .founder-label { color: rgba(100,220,100,0.6); }
.founder-name { font-family: var(--font-display); font-size: 1.1rem; font-weight: 900; margin-bottom: 8px; line-height: 1.2; }
.founder-card.air .founder-name { color: #60c8f8; }
.founder-card.rms .founder-name { color: #c090f8; }
.founder-card.eqe .founder-name { color: #90e860; }
.founder-detail { font-size: 0.78rem; color: rgba(255,255,255,0.7); line-height: 1.6; }
.founder-detail strong { color: #fff; display: block; margin-top: 8px; margin-bottom: 2px; font-size: 0.8rem; }
.before-after { display: grid; grid-template-columns: 1fr 1fr; gap: 0; margin: 24px 0; border: 1.5px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; }
.ba-col { padding: 24px; }
.ba-col.before { background: #f4f4f0; }
.ba-col.after { background: var(--navy); color: #fff; }
.ba-label { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; margin-bottom: 12px; display: block; }
.ba-col.before .ba-label { color: var(--text-muted); }
.ba-col.after .ba-label { color: var(--amber); }
.ba-col h4 { font-size: 0.95rem; font-weight: 700; margin-bottom: 12px; }
.ba-col.before h4 { color: var(--navy); }
.ba-col.after h4 { color: #fff; }
.ba-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 8px; }
.ba-list li { font-size: 0.82rem; line-height: 1.55; padding-left: 16px; position: relative; }
.ba-list li::before { position: absolute; left: 0; font-weight: 700; }
.ba-col.before .ba-list li { color: var(--text-muted); }
.ba-col.before .ba-list li::before { content: '✗'; color: #c0392b; }
.ba-col.after .ba-list li { color: rgba(255,255,255,0.8); }
.ba-col.after .ba-list li::before { content: '✓'; color: var(--teal-lt); }
.vendor-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 0.84rem; }
.vendor-table th { background: var(--navy); color: #fff; padding: 10px 14px; text-align: left; font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.08em; text-transform: uppercase; }
.vendor-table td { padding: 10px 14px; border-bottom: 1px solid var(--border); vertical-align: top; color: var(--text); line-height: 1.6; }
.vendor-table tr:nth-child(even) td { background: var(--off-white); }
.vendor-table td:first-child { font-weight: 700; color: var(--navy); font-size: 0.82rem; }
.era-grid { display: flex; flex-direction: column; gap: 20px; margin: 24px 0; }
.era-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 22px 24px; border-left: 4px solid var(--navy); }
.era-period { font-family: var(--font-mono); font-size: 0.68rem; color: var(--teal); font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 6px; }
.era-card h4 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.era-card p { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
@media (max-width: 640px) {
  .founder-grid { grid-template-columns: 1fr; }
  .before-after { grid-template-columns: 1fr; }
  .ht-left { width: 60px; }
}
.chain-diagram { background: var(--navy); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; }
.chain-diagram h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--amber); margin-bottom: 24px; }
.chain-step { display: flex; gap: 0; align-items: stretch; }
.chain-node { flex: 1; background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.12); border-radius: var(--radius); padding: 16px 18px; margin: 6px; }
.chain-node-role { font-family: var(--font-mono); font-size: 0.63rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--amber); margin-bottom: 5px; }
.chain-node-name { font-size: 0.9rem; font-weight: 700; color: #fff; margin-bottom: 6px; }
.chain-node p { font-size: 0.77rem; color: rgba(255,255,255,0.65); line-height: 1.55; margin: 0; }
.chain-arrow { display: flex; align-items: center; justify-content: center; color: var(--amber); font-size: 1.1rem; padding: 4px 0; }
.chain-cat-badge { background: rgba(0,168,120,0.2); border: 1px solid rgba(0,168,120,0.4); border-radius: 4px; font-family: var(--font-mono); font-size: 0.63rem; color: var(--teal-lt); padding: 2px 7px; display: inline-block; margin-top: 6px; }
.stakeholder-list { display: flex; flex-direction: column; gap: 0; margin: 20px 0; border: 1.5px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; }
.stakeholder-row { display: flex; gap: 0; padding: 14px 20px; border-bottom: 1px solid var(--border); align-items: flex-start; }
.stakeholder-row:last-child { border-bottom: none; }
.stakeholder-row:nth-child(even) { background: var(--off-white); }
.sh-desc { font-size: 0.84rem; color: var(--text); line-height: 1.65; }
.sh-desc strong { color: var(--navy); }
.market-strip { display: flex; flex-direction: column; gap: 10px; margin: 24px 0; }
.market-row { display: flex; gap: 14px; background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 14px 18px; align-items: flex-start; }
.market-body h5 { font-size: 0.9rem; font-weight: 700; color: var(--navy); margin-bottom: 3px; }
.market-body p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.6; margin: 0; }
@media (max-width: 640px) {
  .chain-node { padding: 12px; }
}
.hazard-grid-visual { background: var(--navy); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; color: #fff; }
.hazard-grid-visual h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--amber); margin-bottom: 20px; }
.hgv-chain { display: flex; align-items: center; gap: 0; flex-wrap: wrap; margin-bottom: 24px; }
.hgv-node { background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); border-radius: var(--radius); padding: 12px 16px; text-align: center; flex: 1; min-width: 100px; }
.hgv-node-label { font-family: var(--font-mono); font-size: 0.62rem; color: var(--amber); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 5px; }
.hgv-node-val { font-size: 0.88rem; font-weight: 700; color: #fff; line-height: 1.3; }
.hgv-arrow { color: var(--teal-lt); font-size: 1.2rem; padding: 0 6px; flex-shrink: 0; }
.hgv-example { background: rgba(255,255,255,0.05); border-radius: var(--radius); padding: 14px 18px; }
.hgv-example-label { font-family: var(--font-mono); font-size: 0.65rem; color: var(--teal-lt); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 10px; display: block; }
.hgv-example-row { display: flex; justify-content: space-between; font-size: 0.8rem; padding: 5px 0; border-bottom: 1px solid rgba(255,255,255,0.06); }
.hgv-example-row:last-child { border-bottom: none; }
.hgv-example-row span:first-child { color: rgba(255,255,255,0.65); }
.hgv-example-row span:last-child { font-family: var(--font-mono); font-weight: 600; color: #fff; }
.catalogue-visual { background: var(--off-white); border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; }
.catalogue-visual h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); margin-bottom: 18px; }
.cat-events { display: flex; flex-direction: column; gap: 8px; }
.cat-event-row { display: flex; gap: 12px; align-items: center; }
.cat-event-id { font-family: var(--font-mono); font-size: 0.68rem; color: var(--text-muted); min-width: 90px; }
.cat-event-bar-wrap { flex: 1; height: 18px; background: var(--border); border-radius: 3px; overflow: hidden; }
.cat-event-bar { height: 100%; border-radius: 3px; }
.cat-event-rate { font-family: var(--font-mono); font-size: 0.68rem; color: var(--navy); min-width: 80px; text-align: right; font-weight: 600; }
.cat-event-desc { font-size: 0.75rem; color: var(--text-muted); min-width: 140px; }
.intensity-low { background: linear-gradient(90deg, #3a9a20, #5ac840); }
.intensity-med { background: linear-gradient(90deg, #c08020, #e0a030); }
.intensity-high { background: linear-gradient(90deg, #c03020, #e05030); }
.intensity-ext { background: linear-gradient(90deg, #8010a0, #c040e0); }
.intensity-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 0.84rem; }
.intensity-table th { background: var(--navy); color: #fff; padding: 10px 14px; text-align: left; font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.08em; text-transform: uppercase; }
.intensity-table td { padding: 10px 14px; border-bottom: 1px solid var(--border); vertical-align: top; color: var(--text); line-height: 1.6; }
.intensity-table tr:nth-child(even) td { background: var(--off-white); }
.intensity-table td:first-child { font-weight: 700; color: var(--navy); font-size: 0.82rem; }
.intensity-table td:nth-child(2) { font-family: var(--font-mono); font-size: 0.78rem; color: var(--teal); }
.rp-panel { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px,1fr)); gap: 12px; margin: 24px 0; }
.rp-box { border-radius: var(--radius); padding: 18px 14px; text-align: center; border: 1.5px solid var(--border); background: #fff; }
.rp-period { font-family: var(--font-display); font-size: 1.4rem; font-weight: 900; color: var(--navy); display: block; line-height: 1; margin-bottom: 4px; }
.rp-prob { font-family: var(--font-mono); font-size: 0.68rem; color: var(--teal); font-weight: 700; margin-bottom: 8px; display: block; }
.rp-desc { font-size: 0.75rem; color: var(--text-muted); line-height: 1.45; }
.rp-box.hl { background: var(--navy); border-color: var(--navy); }
.rp-box.hl .rp-period { color: var(--teal-lt); }
.rp-box.hl .rp-prob { color: var(--amber); }
.rp-box.hl .rp-desc { color: rgba(255,255,255,0.55); }
.assumption-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px,1fr)); gap: 14px; margin: 24px 0; }
.assumption-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 18px; border-left: 4px solid var(--navy); }
.assumption-num { font-family: var(--font-mono); font-size: 0.65rem; color: var(--text-muted); font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 6px; }
.assumption-card h4 { font-size: 0.9rem; font-weight: 700; color: var(--navy); margin-bottom: 6px; line-height: 1.3; }
.assumption-card p { font-size: 0.8rem; color: var(--text-muted); line-height: 1.6; margin: 0; }
.assumption-card .assumption-consequence { font-family: var(--font-mono); font-size: 0.68rem; color: #c0392b; margin-top: 8px; padding-top: 7px; border-top: 1px solid var(--border); }
@media (max-width: 640px) {
  .hgv-chain { gap: 4px; }
  .hgv-arrow { display: none; }
  .rp-panel { grid-template-columns: repeat(2,1fr); }
  .assumption-grid { grid-template-columns: 1fr; }
}
.custody-chain { display: flex; flex-direction: column; gap: 0; margin: 24px 0; }
.cc-step { display: flex; gap: 16px; padding: 14px 0; border-bottom: 1px solid var(--border); }
.cc-step:last-child { border-bottom: none; }
.cc-num { width: 32px; height: 32px; border-radius: 50%; background: var(--teal); color: #fff; display: flex; align-items: center; justify-content: center; font-family: var(--font-mono); font-size: 0.72rem; font-weight: 700; flex-shrink: 0; margin-top: 2px; }
.cc-body h5 { font-size: 0.9rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.cc-body p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.6; margin: 0; }
.cope-rows { display: flex; flex-direction: column; gap: 0; margin: 20px 0; border: 1.5px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; }
.cope-row { display: flex; gap: 0; border-bottom: 1px solid var(--border); }
.cope-row:last-child { border-bottom: none; }
.cope-row:nth-child(even) { background: var(--off-white); }
.cope-letter-cell { width: 52px; flex-shrink: 0; display: flex; align-items: center; justify-content: center; font-family: var(--font-display); font-size: 1.6rem; font-weight: 900; background: var(--navy); color: var(--teal-lt); }
.cope-content { padding: 16px 20px; flex: 1; }
.cope-word { font-family: var(--font-mono); font-size: 0.68rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); font-weight: 700; margin-bottom: 5px; display: block; }
.cope-content p { font-size: 0.84rem; color: var(--text); line-height: 1.65; margin: 0; }
.cope-content p strong { color: var(--navy); }
.geo-list { display: flex; flex-direction: column; gap: 8px; margin: 20px 0; }
.geo-item { display: flex; gap: 14px; align-items: center; padding: 12px 16px; background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); }
.geo-badge { font-family: var(--font-mono); font-size: 0.68rem; font-weight: 700; padding: 3px 10px; border-radius: 4px; flex-shrink: 0; min-width: 36px; text-align: center; }
.geo-badge.r1 { background: #2a6a10; color: #fff; }
.geo-badge.r2 { background: #4a9a20; color: #fff; }
.geo-badge.r3 { background: #c08020; color: #fff; }
.geo-badge.r4 { background: #c04020; color: #fff; }
.geo-badge.r5 { background: #8b1a00; color: #fff; }
.geo-text { font-size: 0.84rem; color: var(--text); line-height: 1.5; }
.geo-text strong { color: var(--navy); display: block; margin-bottom: 1px; }
@media (max-width: 640px) {
  .cope-letter-cell { width: 36px; font-size: 1.2rem; }
}
.dmg-fn { background: var(--off-white); border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; }
.dmg-fn h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); margin-bottom: 20px; }
.dmg-fn-chart { position: relative; height: 200px; border-left: 2px solid var(--navy); border-bottom: 2px solid var(--navy); margin: 0 0 16px 32px; }
.dmg-fn-curve { position: absolute; bottom: 0; left: 0; width: 100%; height: 100%; }
.dmg-fn-label-y { position: absolute; left: -54px; top: 50%; transform: translateY(-50%) rotate(-90deg); font-family: var(--font-mono); font-size: 0.65rem; color: var(--text-muted); white-space: nowrap; }
.dmg-fn-label-x { text-align: center; font-family: var(--font-mono); font-size: 0.65rem; color: var(--text-muted); margin-top: 8px; }
.dmg-fn-ticks-y { position: absolute; left: -28px; top: 0; height: 100%; display: flex; flex-direction: column; justify-content: space-between; }
.dmg-fn-tick { font-family: var(--font-mono); font-size: 0.62rem; color: var(--text-muted); }
.dmg-fn-annotations { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 12px; margin-top: 16px; }
.dmg-ann { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 10px 12px; }
.dmg-ann-intensity { font-family: var(--font-mono); font-size: 0.68rem; color: var(--teal); font-weight: 700; margin-bottom: 4px; }
.dmg-ann-ratio { font-family: var(--font-display); font-size: 1.1rem; font-weight: 900; color: var(--navy); margin-bottom: 3px; }
.dmg-ann-desc { font-size: 0.74rem; color: var(--text-muted); line-height: 1.4; }
.bridge-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 0.84rem; }
.bridge-table th { background: var(--navy); color: #fff; padding: 10px 14px; text-align: left; font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.08em; text-transform: uppercase; }
.bridge-table td { padding: 11px 14px; border-bottom: 1px solid var(--border); vertical-align: top; line-height: 1.6; }
.bridge-table tr:nth-child(even) td { background: var(--off-white); }
.bridge-table td:first-child { font-weight: 700; color: var(--navy); width: 140px; }
.bridge-table td:nth-child(2) { color: var(--text-muted); font-family: var(--font-mono); font-size: 0.78rem; }
.bridge-table td:nth-child(3) { color: var(--text); }
.uncert-panel { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.uncert-card { border-radius: var(--radius-lg); padding: 22px 24px; }
.uncert-card.aleatory { background: linear-gradient(135deg, #0a1a30, #1a3a60); color: #fff; }
.uncert-card.epistemic { background: linear-gradient(135deg, #1a0a2a, #3a1a5a); color: #fff; }
.uncert-type { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; opacity: 0.6; margin-bottom: 6px; display: block; }
.uncert-name { font-family: var(--font-display); font-size: 1.05rem; font-weight: 900; margin-bottom: 10px; }
.uncert-card.aleatory .uncert-name { color: #60c8f8; }
.uncert-card.epistemic .uncert-name { color: #c090f8; }
.uncert-card p { font-size: 0.8rem; color: rgba(255,255,255,0.75); line-height: 1.65; margin-bottom: 10px; }
.uncert-card p:last-child { margin-bottom: 0; }
.uncert-tag { font-family: var(--font-mono); font-size: 0.68rem; padding: 3px 9px; border-radius: 4px; display: inline-block; margin-top: 4px; }
.uncert-card.aleatory .uncert-tag { background: rgba(96,200,248,0.15); color: #60c8f8; }
.uncert-card.epistemic .uncert-tag { background: rgba(192,144,248,0.15); color: #c090f8; }
@media (max-width: 640px) {
  .uncert-panel { grid-template-columns: 1fr; }
  .dmg-fn-annotations { grid-template-columns: 1fr; }
}
.prob-panel { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.prob-card { border-radius: var(--radius-lg); padding: 22px 24px; }
.prob-card.wrong { background: rgba(192,57,43,0.06); border: 1.5px solid rgba(192,57,43,0.25); }
.prob-card.right { background: rgba(27,143,138,0.06); border: 1.5px solid rgba(27,143,138,0.25); }
.prob-card-label { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; margin-bottom: 8px; display: block; }
.prob-card.wrong .prob-card-label { color: #c0392b; }
.prob-card.right .prob-card-label { color: var(--teal); }
.prob-card h4 { font-size: 0.92rem; font-weight: 700; margin-bottom: 10px; line-height: 1.3; }
.prob-card.wrong h4 { color: #c0392b; }
.prob-card.right h4 { color: var(--navy); }
.prob-card p { font-size: 0.82rem; line-height: 1.65; margin: 0; }
.prob-card.wrong p { color: #7a2020; }
.prob-card.right p { color: var(--text); }
.ep-visual { background: var(--off-white); border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; }
.ep-visual h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); margin-bottom: 20px; }
.ep-chart { position: relative; height: 220px; border-left: 2px solid var(--navy); border-bottom: 2px solid var(--navy); margin: 0 0 16px 44px; }
.ep-label-y { position: absolute; left: -60px; top: 50%; transform: translateY(-50%) rotate(-90deg); font-family: var(--font-mono); font-size: 0.62rem; color: var(--text-muted); white-space: nowrap; }
.ep-label-x { text-align: center; font-family: var(--font-mono); font-size: 0.62rem; color: var(--text-muted); margin-top: 8px; }
.ep-ticks-y { position: absolute; left: -36px; top: 0; height: 100%; display: flex; flex-direction: column; justify-content: space-between; }
.ep-tick { font-family: var(--font-mono); font-size: 0.6rem; color: var(--text-muted); text-align: right; }
.ep-ticks-x { display: flex; justify-content: space-between; padding: 0 0 0 44px; margin-top: 4px; }
.ep-tick-x { font-family: var(--font-mono); font-size: 0.6rem; color: var(--text-muted); }
.ep-annotations { display: grid; grid-template-columns: repeat(4,1fr); gap: 10px; margin-top: 18px; }
.ep-ann { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 10px 12px; text-align: center; }
.ep-ann-rp { font-family: var(--font-mono); font-size: 0.7rem; color: var(--teal); font-weight: 700; margin-bottom: 3px; }
.ep-ann-prob { font-family: var(--font-mono); font-size: 0.65rem; color: var(--text-muted); margin-bottom: 6px; }
.ep-ann-loss { font-family: var(--font-display); font-size: 1.1rem; font-weight: 900; color: var(--navy); }
.oep-aep { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.oa-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 22px 24px; }
.oa-label { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; margin-bottom: 6px; display: block; }
.oa-card:first-child .oa-label { color: var(--teal); }
.oa-card:last-child .oa-label { color: #4664c8; }
.oa-name { font-family: var(--font-display); font-size: 1.05rem; font-weight: 900; color: var(--navy); margin-bottom: 10px; line-height: 1.2; }
.oa-card p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.65; margin: 0 0 8px; }
.oa-card p:last-child { margin-bottom: 0; }
.oa-use { font-family: var(--font-mono); font-size: 0.7rem; color: var(--navy); font-weight: 600; border-top: 1px solid var(--border); padding-top: 8px; margin-top: 8px; }
@media (max-width: 640px) {
  .prob-panel { grid-template-columns: 1fr; }
  .oep-aep { grid-template-columns: 1fr; }
  .ep-annotations { grid-template-columns: 1fr 1fr; }
}
.aal-visual { background: var(--off-white); border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; }
.aal-visual h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); margin-bottom: 20px; }
.aal-chart { position: relative; height: 200px; border-left: 2px solid var(--navy); border-bottom: 2px solid var(--navy); margin: 0 0 16px 44px; }
.aal-label-y { position: absolute; left: -60px; top: 50%; transform: translateY(-50%) rotate(-90deg); font-family: var(--font-mono); font-size: 0.62rem; color: var(--text-muted); white-space: nowrap; }
.aal-label-x { text-align: center; font-family: var(--font-mono); font-size: 0.62rem; color: var(--text-muted); margin-top: 8px; }
.aal-ticks-y { position: absolute; left: -36px; top: 0; height: 100%; display: flex; flex-direction: column; justify-content: space-between; }
.aal-tick { font-family: var(--font-mono); font-size: 0.6rem; color: var(--text-muted); text-align: right; }
.aal-note { font-size: 0.82rem; color: var(--text-muted); line-height: 1.6; margin-top: 12px; font-style: italic; }
.year-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 0.84rem; }
.year-table th { background: var(--navy); color: #fff; padding: 10px 14px; text-align: left; font-family: var(--font-mono); font-size: 0.68rem; letter-spacing: 0.08em; text-transform: uppercase; }
.year-table td { padding: 10px 14px; border-bottom: 1px solid var(--border); color: var(--text); }
.year-table tr:nth-child(even) td { background: var(--off-white); }
.year-table td:first-child { font-family: var(--font-mono); font-size: 0.78rem; color: var(--teal); font-weight: 700; }
.year-table td:nth-child(2) { color: var(--text-muted); }
.year-table td:nth-child(3) { font-family: var(--font-mono); font-weight: 700; color: var(--navy); }
.year-table .total-row td { background: var(--navy); color: #fff; font-weight: 700; }
.year-table .total-row td:first-child { color: var(--amber); }
.year-table .avg-row td { background: rgba(0,168,120,0.08); font-weight: 700; color: var(--navy); }
.year-table .avg-row td:first-child { color: var(--teal); font-family: var(--font-mono); font-size: 0.78rem; }
.aal-ep-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.aec-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 20px 22px; }
.aec-label { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; margin-bottom: 8px; display: block; }
.aec-card:first-child .aec-label { color: var(--teal); }
.aec-card:last-child .aec-label { color: #4664c8; }
.aec-name { font-size: 0.95rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.aec-card p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
@media (max-width: 640px) {
  .aal-ep-compare { grid-template-columns: 1fr; }
}
.pml-spectrum { background: var(--off-white); border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 24px 28px; margin: 24px 0; }
.pml-spectrum h4 { font-family: var(--font-mono); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); margin-bottom: 18px; }
.ps-bar { height: 48px; border-radius: 6px; background: linear-gradient(90deg, #2a6aaa 0%, #1a4a8a 40%, #c04020 70%, #8b1a00 100%); position: relative; margin-bottom: 20px; }
.ps-markers { display: flex; justify-content: space-between; padding: 0 0; }
.ps-marker { text-align: center; flex: 1; }
.ps-marker-label { font-family: var(--font-mono); font-size: 0.65rem; color: var(--teal); font-weight: 700; }
.ps-marker-desc { font-size: 0.72rem; color: var(--text-muted); line-height: 1.4; margin-top: 3px; }
.rds-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 12px; margin: 24px 0; }
.rds-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 16px 18px; border-left: 3px solid var(--navy); }
.rds-card-type { font-family: var(--font-mono); font-size: 0.65rem; color: var(--teal); font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 5px; }
.rds-card h4 { font-size: 0.88rem; font-weight: 700; color: var(--navy); margin-bottom: 5px; line-height: 1.3; }
.rds-card p { font-size: 0.78rem; color: var(--text-muted); line-height: 1.55; margin: 0; }
.det-prob { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 24px 0; }
.dp-card { border-radius: var(--radius-lg); padding: 20px 22px; }
.dp-card.det { background: rgba(11,31,58,0.05); border: 1.5px solid rgba(11,31,58,0.15); }
.dp-card.prob { background: rgba(27,143,138,0.06); border: 1.5px solid rgba(27,143,138,0.2); }
.dp-label { font-family: var(--font-mono); font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 700; margin-bottom: 6px; display: block; }
.dp-card.det .dp-label { color: var(--navy); }
.dp-card.prob .dp-label { color: var(--teal); }
.dp-name { font-size: 0.92rem; font-weight: 700; margin-bottom: 8px; color: var(--navy); }
.dp-card p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
@media (max-width: 640px) {
  .det-prob { grid-template-columns: 1fr; }
  .rds-grid { grid-template-columns: 1fr 1fr; }
}
.stakeholder-stack { display: flex; flex-direction: column; gap: 14px; margin: 24px 0; }
.sh-block { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 22px 24px; border-left: 4px solid var(--navy); }
.sh-header { display: flex; align-items: baseline; gap: 14px; margin-bottom: 10px; }
.sh-metric { font-family: var(--font-mono); font-size: 0.68rem; color: var(--text-muted); }
.sh-block p { font-size: 0.875rem; color: var(--text); line-height: 1.8; margin: 0; }
.sh-block p strong { color: var(--navy); }
.output-flow { background: var(--navy); border-radius: var(--radius-lg); padding: 26px 30px; margin: 28px 0; }
.output-flow h4 { font-family: var(--font-mono); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--amber); margin-bottom: 20px; }
.of-row { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; flex-wrap: wrap; }
.of-row:last-child { margin-bottom: 0; }
.of-node { background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.14); border-radius: var(--radius); padding: 8px 14px; font-size: 0.8rem; color: rgba(255,255,255,0.85); font-weight: 600; white-space: nowrap; }
.of-arrow { color: var(--teal-lt); font-size: 0.9rem; flex-shrink: 0; }
.of-use { font-family: var(--font-mono); font-size: 0.67rem; color: rgba(255,255,255,0.45); }
@media (max-width: 640px) {
  .sh-header { flex-direction: column; gap: 4px; }
}
.uncert-stack { display: flex; flex-direction: column; gap: 12px; margin: 24px 0; }
.uncert-row { display: flex; gap: 0; background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.uncert-tag-cell { width: 160px; flex-shrink: 0; display: flex; align-items: center; padding: 14px 16px; }
.uncert-tag-inner { font-family: var(--font-mono); font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; line-height: 1.4; }
.uncert-row.aleatory .uncert-tag-cell { background: rgba(11,31,58,0.06); }
.uncert-row.aleatory .uncert-tag-inner { color: var(--navy); }
.uncert-row.epistemic .uncert-tag-cell { background: rgba(27,143,138,0.07); }
.uncert-row.epistemic .uncert-tag-inner { color: var(--teal); }
.uncert-row.nonmod .uncert-tag-cell { background: rgba(192,57,43,0.07); }
.uncert-row.nonmod .uncert-tag-inner { color: #c0392b; }
.uncert-body { padding: 14px 18px; flex: 1; }
.uncert-body p { font-size: 0.84rem; color: var(--text); line-height: 1.65; margin: 0; }
.uncert-body p strong { color: var(--navy); }
.nm-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 24px 0; }
.nm-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 16px 18px; border-left: 3px solid #c0392b; }
.nm-category { font-family: var(--font-mono); font-size: 0.65rem; color: #c0392b; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 5px; }
.nm-card h4 { font-size: 0.88rem; font-weight: 700; color: var(--navy); margin-bottom: 6px; line-height: 1.3; }
.nm-card p { font-size: 0.8rem; color: var(--text-muted); line-height: 1.6; margin: 0; }
.vendor-compare { background: var(--navy); border-radius: var(--radius-lg); padding: 26px 30px; margin: 28px 0; }
.vendor-compare h4 { font-family: var(--font-mono); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--amber); margin-bottom: 20px; }
.vc-row { display: flex; gap: 12px; align-items: center; margin-bottom: 14px; flex-wrap: wrap; }
.vc-row:last-child { margin-bottom: 0; }
.vc-label { font-family: var(--font-mono); font-size: 0.68rem; color: rgba(255,255,255,0.55); min-width: 140px; }
.vc-bars { flex: 1; display: flex; gap: 6px; align-items: center; }
.vc-bar-wrap { flex: 1; }
.vc-bar-label { font-family: var(--font-mono); font-size: 0.6rem; color: rgba(255,255,255,0.45); margin-bottom: 3px; }
.vc-bar { height: 22px; border-radius: 3px; display: flex; align-items: center; padding-left: 8px; font-family: var(--font-mono); font-size: 0.7rem; font-weight: 700; color: #fff; }
.vc-bar.a { background: linear-gradient(90deg, var(--teal), #30d0c0); }
.vc-bar.b { background: linear-gradient(90deg, #4664c8, #6688e8); }
.gap-visual { background: var(--off-white); border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 24px 28px; margin: 24px 0; }
.gap-visual h4 { font-family: var(--font-mono); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); margin-bottom: 18px; }
.gap-bar-wrap { position: relative; height: 48px; border-radius: 6px; overflow: hidden; margin-bottom: 14px; }
.gap-bar-total { position: absolute; inset: 0; background: linear-gradient(90deg, #c04020, #e06040); border-radius: 6px; display: flex; align-items: center; padding: 0 14px; font-family: var(--font-mono); font-size: 0.75rem; font-weight: 700; color: #fff; }
.gap-legend { display: flex; gap: 20px; font-size: 0.78rem; color: var(--text-muted); }
.gap-legend span { display: flex; align-items: center; gap: 7px; }
.gap-dot { width: 10px; height: 10px; border-radius: 2px; flex-shrink: 0; }
@media (max-width: 640px) {
  .nm-grid { grid-template-columns: 1fr; }
  .uncert-tag-cell { width: 110px; }
}
.journey { display: flex; flex-direction: column; gap: 0; margin: 28px 0; }
.journey-step { display: flex; gap: 16px; padding: 16px 0; border-bottom: 1px solid var(--border); }
.journey-step:last-child { border-bottom: none; }
.journey-icon { width: 40px; height: 40px; border-radius: 50%; flex-shrink: 0; display: flex; align-items: center; justify-content: center; font-family: var(--font-mono); font-size: 0.75rem; font-weight: 700; color: #fff; margin-top: 2px; }
.journey-icon.model { background: var(--teal); }
.journey-icon.analyst { background: #4664c8; }
.journey-icon.context { background: #8040c0; }
.journey-icon.decision { background: var(--navy); }
.journey-body h5 { font-size: 0.92rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.journey-body p { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
.journey-tag { font-family: var(--font-mono); font-size: 0.65rem; color: var(--teal); font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 4px; display: block; }
.vor-panel { background: var(--navy); border-radius: var(--radius-lg); padding: 28px 32px; margin: 28px 0; }
.vor-panel h4 { font-family: var(--font-mono); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--amber); margin-bottom: 20px; }
.vor-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.vor-col h5 { font-family: var(--font-mono); font-size: 0.68rem; color: rgba(255,255,255,0.5); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 10px; }
.vor-item { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 10px; }
.vor-dot { width: 6px; height: 6px; border-radius: 50%; flex-shrink: 0; margin-top: 6px; }
.vor-dot.model { background: var(--teal); }
.vor-dot.judgement { background: var(--amber); }
.vor-item p { font-size: 0.8rem; color: rgba(255,255,255,0.75); line-height: 1.6; margin: 0; }
.adj-spectrum { background: var(--off-white); border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 24px 28px; margin: 24px 0; }
.adj-spectrum h4 { font-family: var(--font-mono); font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal); margin-bottom: 18px; }
.adj-row { display: flex; gap: 14px; margin-bottom: 12px; align-items: flex-start; }
.adj-row:last-child { margin-bottom: 0; }
.adj-badge { font-family: var(--font-mono); font-size: 0.65rem; font-weight: 700; padding: 3px 10px; border-radius: 4px; white-space: nowrap; flex-shrink: 0; margin-top: 2px; }
.adj-badge.up { background: rgba(192,57,43,0.12); color: #c0392b; border: 1px solid rgba(192,57,43,0.3); }
.adj-badge.down { background: rgba(32,122,64,0.12); color: #207a40; border: 1px solid rgba(32,122,64,0.3); }
.adj-badge.none { background: rgba(27,143,138,0.10); color: var(--teal); border: 1px solid rgba(27,143,138,0.25); }
.adj-body p { font-size: 0.84rem; color: var(--text); line-height: 1.65; margin: 0; }
.adj-body p strong { color: var(--navy); }
@media (max-width: 640px) {
  .vor-cols { grid-template-columns: 1fr; }
}
.workflow-timeline { margin: 28px 0; position: relative; }
.workflow-timeline::before { content: ''; position: absolute; left: 24px; top: 0; bottom: 0; width: 2px; background: var(--border); }
.wf-step { display: flex; gap: 20px; margin-bottom: 24px; position: relative; }
.wf-step:last-child { margin-bottom: 0; }
.wf-num { width: 48px; height: 48px; border-radius: 50%; flex-shrink: 0; display: flex; align-items: center; justify-content: center; font-family: var(--font-display); font-size: 1rem; font-weight: 900; color: #fff; position: relative; z-index: 1; }
.wf-num.s1 { background: #4664c8; }
.wf-num.s2 { background: #c08020; }
.wf-num.s3 { background: var(--teal); }
.wf-num.s4 { background: #8040c0; }
.wf-num.s5 { background: #c04020; }
.wf-num.s6 { background: #207a40; }
.wf-num.s7 { background: var(--navy); }
.wf-body { padding-top: 8px; flex: 1; }
.wf-phase { font-family: var(--font-mono); font-size: 0.65rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 4px; }
.wf-body h4 { font-size: 0.96rem; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.wf-body p { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
.wf-body p strong { color: var(--navy); }
.wf-tag { display: inline-block; font-family: var(--font-mono); font-size: 0.65rem; padding: 2px 8px; border-radius: 3px; margin-top: 6px; }
.wf-tag.gate { background: rgba(192,57,43,0.10); color: #c0392b; border: 1px solid rgba(192,57,43,0.25); }
.wf-tag.output { background: rgba(27,143,138,0.10); color: var(--teal); border: 1px solid rgba(27,143,138,0.25); }
.whi-list { display: flex; flex-direction: column; gap: 10px; margin: 20px 0; }
.whi-item { display: flex; gap: 14px; background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 14px 18px; align-items: flex-start; }
.whi-step { font-family: var(--font-mono); font-size: 0.68rem; color: var(--teal); font-weight: 700; min-width: 60px; padding-top: 2px; }
.whi-body strong { color: var(--navy); font-size: 0.88rem; display: block; margin-bottom: 3px; }
.whi-body p { font-size: 0.82rem; color: var(--text-muted); margin: 0; line-height: 1.6; }
@media (max-width: 640px) {
  .workflow-timeline::before { left: 20px; }
  .wf-num { width: 40px; height: 40px; font-size: 0.9rem; }
}
.role-stack { display: flex; flex-direction: column; gap: 14px; margin: 24px 0; }
.role-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 20px 24px; display: flex; gap: 20px; align-items: flex-start; }
.role-icon { width: 48px; height: 48px; border-radius: var(--radius); flex-shrink: 0; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; }
.role-icon.analyst { background: rgba(27,143,138,0.10); }
.role-icon.exposure { background: rgba(70,100,200,0.10); }
.role-icon.uw { background: rgba(11,31,58,0.08); }
.role-icon.actuary { background: rgba(192,57,43,0.08); }
.role-icon.ils { background: rgba(140,80,200,0.10); }
.role-icon.vendor { background: rgba(20,140,80,0.10); }
.role-body { flex: 1; }
.role-title { font-weight: 700; color: var(--navy); font-size: 0.96rem; margin-bottom: 3px; }
.role-subtitle { font-family: var(--font-mono); font-size: 0.68rem; color: var(--teal); margin-bottom: 8px; display: block; }
.role-body p { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; margin: 0; }
.role-body p strong { color: var(--navy); }
.role-skills { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 10px; }
.role-skill { font-family: var(--font-mono); font-size: 0.63rem; padding: 2px 8px; border-radius: 3px; background: var(--off-white); color: var(--text-muted); border: 1px solid var(--border); }
.market-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin: 24px 0; }
.market-card { background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius-lg); padding: 18px 20px; }
.market-name { font-weight: 700; color: var(--navy); font-size: 0.92rem; margin-bottom: 4px; }
.market-card p { font-size: 0.8rem; color: var(--text-muted); line-height: 1.6; margin: 0; }
.market-card p strong { color: var(--navy); }
.market-perils { font-family: var(--font-mono); font-size: 0.65rem; color: var(--teal); margin-top: 8px; }
.path-list { display: flex; flex-direction: column; gap: 10px; margin: 20px 0; }
.path-item { display: flex; gap: 14px; background: #fff; border: 1.5px solid var(--border); border-radius: var(--radius); padding: 14px 18px; align-items: flex-start; }
.path-arrow { font-family: var(--font-mono); font-size: 0.9rem; color: var(--teal); padding-top: 2px; flex-shrink: 0; min-width: 20px; }
.path-body strong { color: var(--navy); font-size: 0.88rem; display: block; margin-bottom: 3px; }
.path-body p { font-size: 0.82rem; color: var(--text-muted); margin: 0; line-height: 1.6; }
.completion-banner { background: linear-gradient(135deg, #060d1a 0%, #0a1628 100%); border-radius: var(--radius-lg); padding: 36px; margin-top: 56px; text-align: center; color: #fff; border: 1px solid rgba(27,143,138,0.3); }
.completion-banner h3 { font-family: var(--font-display); font-size: 1.5rem; color: var(--teal-lt); margin-bottom: 12px; }
.completion-banner p { font-size: 0.95rem; color: rgba(255,255,255,0.75); line-height: 1.8; margin-bottom: 0; max-width: 560px; margin-left: auto; margin-right: auto; }
@media (max-width: 640px) {
  .market-grid { grid-template-columns: 1fr; }
  .role-card { flex-direction: column; gap: 12px; }
}

/* ---- Lesson-specific variants ---- */
.lesson--foundations .gap-bar-insured { background: var(--teal); display: flex; align-items: center; padding-left: 10px; font-family: var(--font-mono); font-size: 0.7rem; color: #fff; font-weight: 700; white-space: nowrap; }
.lesson--model-limits .gap-bar-insured { position: absolute; top: 0; left: 0; height: 100%; background: linear-gradient(90deg, #207a40, #30aa60); border-radius: 6px; display: flex; align-items: center; padding: 0 14px; font-family: var(--font-mono); font-size: 0.75rem; font-weight: 700; color: #fff; }
.lesson--industry .sh-role { font-family: var(--font-mono); font-size: 0.7rem; color: var(--teal); font-weight: 700; min-width: 160px; padding-top: 2px; text-transform: uppercase; letter-spacing: 0.08em; }
.lesson--output-use .sh-role { font-family: var(--font-mono); font-size: 0.68rem; text-transform: uppercase; letter-spacing: 0.1em; font-weight: 700; color: var(--teal); min-width: 160px; }
.lesson--industry .market-flag { font-size: 1.3rem; flex-shrink: 0; margin-top: 2px; }
.lesson--careers .market-flag { font-size: 1.4rem; margin-bottom: 8px; display: block; }
@media (max-width: 640px) { .lesson--industry .sh-role { min-width: 100px; font-size: 0.65rem; } }